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How to Increase Efficiency in an Accountancy Practice Through Technology

Efficiency improvement has significant benefits to you and your practice. For example, improving the time it takes to do a job from 25 hours to 15 hours will significantly improve your bottom line. It will also allow you to have a much more manageable and controllable business. A business that works efficiently is less likely to make mistakes and be a lot less stressful for everyone, including the clients. Archimedia Accounts are... ❯❯❯

Investments That Will Make Your Life 100x Easier When You Are a New Parent

So, you’re pregnant… congratulations! No doubt the news filled you with immense joy and excitement, which was then followed shortly by an equal dose of fear, uncertainty and terror. When you’ve asked your friends for advice and tips, chances are that they’ll have told you the same thing: ‘nothing can prepare you’. Wow, helpful! While it’s certainly true that nothing can prepare you... ❯❯❯

How to Eliminate Money Arguments in Your Marriage

Marital arguments about money have been going on since the invention of money. While all arguments can take their toll, disagreements over finances can be particularly distressing. Studies show that money issues are among the leading causes of divorce! This is a worthwhile subject to get under control. Not only will your finances improve, but your marriage will strengthen, too. These steps can keep money arguments to a minimum: 1.... ❯❯❯

9 Steps to Removing Credit Report Errors

Checking your credit reports on an annual basis can be a great idea. A study done by the Federal Trade Commission found that 25% of all consumers have an error on their credit report that negatively impacts their credit score. There’s a good chance that your reports have one or more errors. The study also showed that 80% of those that challenge items on their credit report are able to get at least some of the negative... ❯❯❯

7 Important Financial Actions for Widows and Widowers

The loss of a spouse is challenging emotionally and financially. Death is an uncomfortable subject and few of us have prepared sufficiently to deal with the aftermath. However, if you find yourself in this situation, there are steps you can take to minimize the negative financial aspects. When a spouse passes away, women are often in a more challenging situation than men are. On the average, women earn less, save less, and start... ❯❯❯

COVID-19 Personal Finances Effects in Canada Could Be Harsh Despite Government Help

Effects of COVID-19 on Canadians' personal finances could be severe. But now might be opportune to make tough decisions to reset crucial lifestyle choices that led to massive debt build-up since the Great Recession. The federal government stepped up and is providing relief to workers and businesses to cushion the impact of job and income losses. Banks are deferring loans and mortgage payments. And some landlords deferred rent. These... ❯❯❯

The Ugly Truth About Investment Loyalty

I've been a Manchester City fan since 1970. I chose to support them as all my friends were either Leeds United or Manchester United fans, and Manchester City were an attractive footballing alternative who were having a bit of success at the time, winning the league and the FA Cup in consecutive years. However, just as I formed my allegiance to them their success dried up and apart from a couple of cup runs they remained relatively... ❯❯❯

Budgeting In Your 20s: How To Get Started?

If you're in your 20s, this is the right time when you can set an ideal stage for your life. To set yourself up for a bright future, you need to make the right financial decision and enjoy your life in a hassle-free manner. For securing a stress-free retirement, you should start building the solid financial habits which include budgeting in your 20s. Here are the reasons why you should start budgeting in your 20s Reduce Your... ❯❯❯

How Much Are You Paying For Free Stuff?

There is no such thing as free stuff in reality - someone has to create the product and pay the cost of producing it. The trick is that sometimes the cost of the stuff is transferred to another person or paid for using some alternate method that is not obvious. How can you pay for free stuff? With time, stress and restrictions as opposed to what you would normally do. Wasting Time Are you wasting time jumping through hoops to... ❯❯❯

Will FinTech Bring Revolution in the Financial Services Industry?

When it comes to customers, experience is everything. Customers don't differentiate between small organizations or larger ones, nor differentiate between channels, once they enjoy the best level of satisfaction and best quality service then, they expect same kind of experience from a small firm as they do a larger one. While larger organizations with deep pockets can afford digital transformation initiatives but not all businesses enjoy... ❯❯❯