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Prepping for the After-OFW-Life

Towering multiple-storey houses, grand SUVs, top-notch school for kids - these are just a few of the things a lot of us think of when dreaming of working abroad or becoming an OFW, as if it's like winning a lottery jackpot prize. While these may be true to some who took the risk and jumped abroad to work, many OFWs live nowhere near their day dreams and have faced the consequences of working far from their families. Common Realizations... ❯❯❯

3 Biggest Downsides of Bad Credit

Ideally, all of the decisions we make in life involve consideration of both the pros and the cons of the possible outcomes. For example, the decision to eat a piece of chicken past its expiration date should be based not just on the potential for a tasty dinner, but also the potential for a less-than-pleasant gastro-intestinal reaction. In other words, most things in life have both upsides and downsides, and our actions should be -... ❯❯❯

Great Stock Market Guidelines for a Successful Portfolio

Investing can sometimes seem like a tough thing to do. A lot of people want to see their money grow, but they aren't sure where to start. The stock market is a good place to invest your money, so if you want to learn more about how you can make a reasonable income through the stock market, then this article is for you. If it seems too good to be true it probably is. If a return is being guaranteed, there's a good chance that fraud is... ❯❯❯

10 Common-Sense Ways to Cut Expenses and Get Rid of Debt

Do you know how much you spend on groceries every month? Do you understand the way your monthly home bills add up? These are just a couple of questions to ask yourself when figuring out how to cut expenses. Better budgeting doesn't mean you live a boring, restricted life or have to feel weighed down by money. It's actually the exact opposite! When you have a deeper understanding of your savings and expenses, you're able to do more with... ❯❯❯

How to Transfer Your SBI Savings Account From One Branch to Another Online

If you have a savings account with the State Bank of India (SBI) and want to transfer it to another branch, you can do so online within a week and that too without any charges involved. You don't even need to visit your bank branch to perform formalities as through internet you can perform all formalities from anywhere in India. If you want to transfer your SBI savings account to a different branch, below we have listed the process on... ❯❯❯

Top Three Things You Should Do After Winning the Lottery

Winning the lottery can be a very overwhelming experience, especially if you are dealing with millions of dollars in earnings. Being handed over that kind money will naturally tempt you to splurge on all the things you've missed before because of your lower financial capacity. You might immediately go on a shopping spree, series of travels, handing some of your winnings to others, and so on. Sure, there's nothing wrong about pampering... ❯❯❯

The Secret Legacy Behind "Buy Term and Invest the Difference"

In 1965, A.L. Williams died of a heart attack. He had a whole life policy, but it left the remaining Williams clan underinsured. This left an impression on his son, Art L. Williams, Jr, whose cousin later introduced him to the concept of term life insurance, which was relatively unknown at the time and provided much more in face value at cheaper rates. Fueled by the financial hardship his family had endured, Art launched himself into... ❯❯❯

Your Financial Checklist of Things to Do When You Retire

You've finally made it to retirement age! Congratulations! Now it's time to take a few smart financial steps so you can relax and enjoy your new-found freedom! Your financial checklist of things to do when you retire Those early days after retirement can be much more complicated than you might have thought. You had the impression that the day you handed back the keys to the office would be filled with carefree exhilaration, but it's... ❯❯❯