Blog (Page 3)
Why can't startup businesses easily get financing from banks?
Are you wondering why the banks reject the application of startup loans. If yes then this article has got you covered with the details. You will not agree more that it is very hard for small businesses to find commercial loans for the business startup. New businesses are not given loans because banks find it a risky venture. You might not agree that business starts off risky but there are certain things which lenders expect from the... ❯❯❯
Can Bankruptcy Help Prevent My Car From Being Repossessed?
According to The Washington Post; "A record 7 million Americans are 3 months behind on their car payments" - February 2019. That title says it all. In other words, if you are filing bankruptcy and have missed your car payments, but you still want to keep your car, you are not alone. The Credit Union Journal has a recent article in the May 2019 edition titled; "In avoiding subprime auto loans, are Credit Unions shunning their roots?"... ❯❯❯
6 Most Common Mistakes That New Bitcoin Traders Make
Are you thinking of getting started in the world of crypto trading? If so, make sure you avoid the most common mistakes. You will be better than most of crypto traders by avoiding these mistakes. The interesting thing is that almost every trader makes these mistakes without even realizing it. Without further ado, let's check out those common mistakes. Read on to find out more. 1. Emotional decision making Beginners tend to trade... ❯❯❯
2020 Study Reveals What Medicare Supplement Insurance Plans Seniors Buy
Seniors turning 65 face a rather daunting task, picking a Medicare insurance plan that suits their present needs and budget. What makes the decision harder is the fact that the choice may need to meet their future needs as well. Predicting the future which could easily be 20 years is never easy. Making the process even harder is that at the end of 2019, Medicare changed the rules. The most popular Medicare Supplement plan choice, Plan... ❯❯❯
How to Increase Efficiency in an Accountancy Practice Through Technology
Efficiency improvement has significant benefits to you and your practice. For example, improving the time it takes to do a job from 25 hours to 15 hours will significantly improve your bottom line. It will also allow you to have a much more manageable and controllable business. A business that works efficiently is less likely to make mistakes and be a lot less stressful for everyone, including the clients. Archimedia Accounts are... ❯❯❯
Investments That Will Make Your Life 100x Easier When You Are a New Parent
So, you’re pregnant… congratulations!
No doubt the news filled you with immense joy and excitement, which was then followed shortly by an equal dose of fear, uncertainty and terror.
When you’ve asked your friends for advice and tips, chances are that they’ll have told you the same thing: ‘nothing can prepare you’. Wow, helpful!
While it’s certainly true that nothing can prepare you (sorry!), it’s also true that there are lots of... ❯❯❯
How to Eliminate Money Arguments in Your Marriage
Marital arguments about money have been going on since the invention of money. While all arguments can take their toll, disagreements over finances can be particularly distressing. Studies show that money issues are among the leading causes of divorce! This is a worthwhile subject to get under control. Not only will your finances improve, but your marriage will strengthen, too.
These steps can keep money arguments to a minimum:
1.... ❯❯❯
9 Steps to Removing Credit Report Errors
Checking your credit reports on an annual basis can be a great idea. A study done by the Federal Trade Commission found that 25% of all consumers have an error on their credit report that negatively impacts their credit score. There’s a good chance that your reports have one or more errors.
The study also showed that 80% of those that challenge items on their credit report are able to get at least some of the negative information... ❯❯❯
7 Important Financial Actions for Widows and Widowers
The loss of a spouse is challenging emotionally and financially. Death is an uncomfortable subject and few of us have prepared sufficiently to deal with the aftermath. However, if you find yourself in this situation, there are steps you can take to minimize the negative financial aspects.
When a spouse passes away, women are often in a more challenging situation than men are. On the average, women earn less, save less, and start... ❯❯❯
COVID-19 Personal Finances Effects in Canada Could Be Harsh Despite Government Help
Effects of COVID-19 on Canadians' personal finances could be severe. But now might be opportune to make tough decisions to reset crucial lifestyle choices that led to massive debt build-up since the Great Recession. The federal government stepped up and is providing relief to workers and businesses to cushion the impact of job and income losses. Banks are deferring loans and mortgage payments. And some landlords deferred rent. These... ❯❯❯